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CGHS (Central Government Health Scheme) is a health insurance scheme for central government employees, pensioners, and their dependents in India. It is administered by the Ministry of Health and Family Welfare and aims to provide quality healthcare to its beneficiaries at an affordable cost. Under the CGH Scheme, beneficiaries are entitled to receive medical treatment at CGH-approved hospitals and healthcare facilities across the country. The scheme covers a wide range of medical treatments, including hospitalization, surgery, and diagnostic tests. Do you have any other questions about the CGH Scheme?

Beneficiaries of the Central Government Health Scheme (CGH) are entitled to a number of benefits, including:
Cashless treatment at CGH-approved hospitals and healthcare facilities: CGH beneficiaries do not have to pay for medical treatment at the time of availing it. The cost of treatment is directly settled between the hospital and the CGH office.
Wide coverage: The CGH Scheme covers a wide range of medical treatments, including hospitalization, surgery, diagnostic tests, and more.
Pre-existing conditions: The CGH Scheme covers pre-existing medical conditions as well.
Affordable premiums: The premium for the CGH Scheme is affordable and is based on the salary of the beneficiary.
Dependent coverage: The CGH Scheme covers the spouse, children, and dependent parents of the beneficiary.
Annual health check-up: CGH beneficiaries are entitled to an annual health check-up at CGH-approved hospitals and healthcare facilities.
Emergency ambulance service: The CGH Scheme provides emergency ambulance services to its beneficiaries.
Option to purchase additional coverage: CGH beneficiaries have the option to purchase additional coverage for specific treatments or procedures that are not covered under the scheme.

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